Non-high street mortgage lenders are lenders who will typically lend to customers with unique circumstances which high street mortgage lenders may not lend to.

Not all the lenders below who are non-high street mortgage lenders may accept you because they are non-high street mortgage lenders.

They will each have their criteria for acceptance but they have been known to look at people in unique positions although this could change at any time without warning and hence the importance of a mortgage broker who is in tune with the market to guide you when you are looking for a mortgage for unique borrowers.

This could be:

  • Self-employed mortgage
  • Bad credit mortgage borrowers (example people with CCJs)
  • Expat mortgage borrowers
  • Help to buy mortgage borrowers
  • Shared ownership mortgage borrowers etc
  • Low deposit mortgages
  • 100% mortgages

Below is a list of non-high street mortgage lenders:

Source: Moneyfacts, March 2019. The information above may not be consistent across the whole of a lender’s range of products. *Lender does not offer specific products for people with bad credit history but they review individuals on a case-by-case basis.

If you need financial advice and you live in the UK then you could contact the Money Advice service over the phone or via chat for impartial advice.

You can also contact the debt charity “Step Change” if you are in debt and need help.

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