Category: Residential mortgages

Proof of Mortgage deposit (5 Key Tips)

  When getting a mortgage a key factor is your proof of deposit for the mortgage. If you can't prove...

Proof of income for a mortgage (3 key tips)

Your proof of income for a mortgage When getting a mortgage the mortgage lender will usually want to see your...

Non-standard construction mortgages (A 3 point guide)

Non-standard construction refers to a property where unconventional material is used. With Non-conventional properties, you may still need to get...

Mortgage declined on affordability (Top 3 reasons)

Mortgages being declined on affordability? Mortgage lenders have stricter rules since the mortgage market review. This means more people are...

Tenants in Common mortgage (A 5 point guide)

What is a tenant in common mortgage? A tenant in common mortgage is a mortgage which people get when they...

Single parent mortgage (A 3 point guide)

single parent mortgages are very common. You don't need a co-borrower to be eligible for a mortgage. If you are...

Single person mortgage (A 5 point Guide)

Single person mortgages are very common. You don't need a co-borrower to be eligible for a mortgage. If you are...

Sole trader mortgage (A 5 point guide)

Sole trader mortgages Many sole traders may be wondering how to get a sole trader mortgage and if there are...

Getting a loan for a mortgage deposit? (3 tips)

Can I use a loan for my mortgage deposit? Using a mortgage deposit as your loan is very much possible...

Flat above shop mortgage (3 key tips)

Mortgages for flats above shops People always wonder if the can get a mortgage for a flat above a shop...

What do mortgage underwriters look for on bank statements?

When looking at a bank statement, a mortgage underwriter is trying to figure out what borrowers mortgage affordability could be....

What happens when my interest-only mortgage ends?

What happens at the end of an interest-only mortgage? At the end of an interest-only mortgage term, you will usually...