Which Mortgage Lenders Accept Tax Credits?
This blog post aims to explore which mortgage lenders accept Tax Credits as a source of income when they review applications for mortgages. For a detailed view of the topic, […]
Can I Get Mortgage On A Concrete Ex Council House?
Council houses can be bought under government schemes or through private financing. Through this blog post, we aim to discover whether someone interested in a concrete based ex-council house can […]
Proof of Mortgage deposit (5 Key Tips)
When getting a mortgage a key factor is your proof of deposit for the mortgage. If you can’t prove where you have gotten your mortgage deposit from or that […]
Proof of income for a mortgage (3 key tips)
Your proof of income for a mortgage When getting a mortgage the mortgage lender will usually want to see your proof of income. This is not usually done at the […]
Non-standard construction mortgages (A 3 point guide)
Non-standard construction refers to a property where unconventional material is used. With Non-conventional properties, you may still need to get a mortgage (known as a non-standard construction mortgage) if you […]
Mortgage declined on affordability (Top 3 reasons)
Mortgages being declined on affordability? Mortgage lenders have stricter rules since the mortgage market review. This means more people are now being declined for a mortgage as they fail on […]
Tenants in Common mortgage (A 5 point guide)
What is a tenant in common mortgage? A tenant in common mortgage is a mortgage which people get when they want to both own a share of the property. When […]
Single parent mortgage (A 3 point guide)
single parent mortgages are very common. You don’t need a co-borrower to be eligible for a mortgage. If you are a single parent with a good mortgage affordability then you […]
Single person mortgage (A 5 point Guide)
Single person mortgages are very common. You don’t need a co-borrower to be eligible for a mortgage. If you are a single person with a good mortgage affordability then you […]
What are the repayments on a 180k mortgage?
What are the repayments on a 180k mortgage? An example of what you could pay on a 180k mortgage could be: £180k over 25 Years at a rate of 5.5 […]
What is an interest-only offset mortgage?
What is an interest-only offset mortgage? Interest-only offset mortgages are just like offset mortgages but rather than capital repayment mortgage the mortgage is an interest-only mortgage. This means you will […]
Sole trader mortgage (A 5 point guide)
Sole trader mortgages Many sole traders may be wondering how to get a sole trader mortgage and if there are any factors that may affect them. Getting a sole trader […]
Getting a loan for a mortgage deposit? (3 tips)
Can I use a loan for my mortgage deposit? Using a mortgage deposit as your loan is very much possible but you should consider how you go about it as […]
Flat above shop mortgage (3 key tips)
Mortgages for flats above shops People always wonder if the can get a mortgage for a flat above a shop and if there are any barriers to doing so. You […]
What do mortgage underwriters look for on bank statements?
When looking at a bank statement, a mortgage underwriter is trying to figure out what borrowers mortgage affordability could be. Mortgage lenders will usually request at least 3 months worth […]