Does The DVLA Use Pastdue Credit Solutions For Debt Recovery?
By
HuutiMoney
If you want to know whether the DVLA uses Pastdue Credit Solutions for debt recovery, you will find your answer in the following blog post as we explore debts related to vehicles and the process of their recovery through a debt collection agency such as Pastdue Credit Solutions.
Does The DVLA Use Pastdue Credit Solutions For Debt Recovery?
Yes the DVLA uses debt collection agencies such as Pastdue Credit Solutions for debt recovery.
Although the DVLA will initially contact vehicle owners directly if there are any payments due; however, when they are unsuccessful in reclaiming debt from them, they will contact a debt collection agency such as Pastdue Credit Solutions to recover debt on their behalf.
This can include the following payments:
- fine for uninsured vehicles
- fine for untaxed vehicles
- fine for not declaring a SORN vehicle
- unpaid vehicle tax
Debt collection agencies such as Pastdue Credit Solutions are regulated by the Financial Conduct Authority and are obliged to follow the guidelines and processes indicated to them by the DVLA.
They usually contact vehicle owners for debt collection of vehicle tax or fines either by letter, SMS, email or phone call.
Payments for debt clearance can be made to Pastdue Credit Solutions in either of the following ways:
- Online payment using a debit or credit card
- Calling the automated payment line on 0141 447 0002
- Through a bank transfer or issuing a Standing Order to the Bank of Scotland, using Sort Code: 80 06 14 and Account Number: 06 00 48 31
- Sending a cheque or postal order to Pastdue Credit Solutions Ltd., 1 Blair Court, North Avenue, Clydebank Business Park, G81 2LA
Can My Vehicle Be Clamped If I Can’t Repay Pastdue Credit Solutions?
Yes, your vehicle can be clamped on the instructions of the DVLA if you are unable to pay back your vehicle-related debt to Pastdue Credit Solutions. You will not be able to have your vehicle released until the debt is cleared.
While the situation is best avoided by agreeing to a repayment plan with the debt collectors when they contact you; if you find yourself in a situation where your vehicle is clamped for tax debt, the first thing you should do is refer to the instructions on the INF32 leaflet posted on your vehicle when it was clamped.
Otherwise, you can call your local police station on 101 or call the NSL. You will still be required to pay a release fee and clear aby dues before gaining access to your vehicle.
If you are unable to tax your car for any reason, you will be asked by the authorities to pay a surety deposit to have your car unclamped. This can amount to £160 for cars or motorcycles and can go up to £700 for other vehicles.
What Should I Do If I Can’t Repay My Debt To Pastdue Credit Solutions?
If you can’t repay Pastdue Credit Solutions for the debt you originally owe to the DVLA, the best alternative is to seek a repayment plan from them. This can be an instalment-based plan that allows you to pay back your debt in easily payable instalments.
You can also seek options for dealing with your debts from the HMRC by providing information regarding your income, assets and expenses. Alternatively, you can seek the advice of a debt advisor using a Debt Advice Locator.
Conclusion:
The above discussion brings us to the conclusion that the Driver and Vehicle Licensing Agency does use Pasdue Credit Solutions as a debt collection agency to recover debt such as fines and taxes from vehicle owners. This happens when they have been chasing a registered vehicle owner for clearance of their dues but have not been able to recover the amount directly.