Annual Income of applicant to new mortgage is £45,000 or less
Each applicant is basic or zero tax payer
Property Value
Loan Required
Product Interest Rate
Initial Product term
Rental Income (monthly)
Term (Years)
Term (Months)
Property Tenure


John Bate

John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.