In this brief guide we are going to discuss Next to Buy and the services they may be able to provide to you.
Next to Buy
Next to buy are a UK estate agents who operate in the
Next to buy are registered with the below organisations:
The property ombudsman
The Guild of property professionals
What do Next to buy do?
Next to buy do 4 main things. They offer Mortgage advice, property valuations, residential sales and residential lettings.
How to contact Next to Buy
You can contact Next to Buy on the below details:
Via post at 136-138 Station Road, Wallsend, NE28 8QT
Via telephone at 0191 295 3322 . The phone lines will be open from Monday to Friday at 9 am to 6 pm and on Saturdays from 9 am to 4 pm.
Via email at [email protected]
Getting a mortgage for a Next to buy property
You may want to consider using an independent mortgage broker to get a mortgage.
Mortgage brokers are important as they can access mortgage products from across the whole of the market in some cases. This could be over 11,000 mortgage products. This may have some advantages than going directly to a mortgage lender.
A mortgage broker will look to understand your financial circumstances and then provide recommendations on which mortgage products may be suitable for you.
After giving you these mortgage recommendations, most mortgage brokers will seek your consent to apply for a mortgage in principle. This will allow you to shop for your home easier as more estate agents and sellers may take you seriously or it will give you confidence that your remortgage is indeed a possibility before you make a full mortgage application. Once you have found a home you want to buy or are satisfied with the mortgage offer for your remortgage then the mortgage broker will then look to get you a mortgage offer.
This will come with a key facts illustration document which details out the features of your mortgage including how much you will pay per month if there are any limits such as early repayment fees, or annual overpayment limits.
If you are happy with everything you can then go on to secure your mortgage with the help of a conveyancer. Your conveyancer will manage the legal searches on the property to ensure there aren’t any issues with it, they will oversee the sales agreement to ensure it is in your best interest, they will manage the transfer of mortgage funds, exchange contracts with the seller or their conveyancer and set a completion date with the seller or their conveyancer.
In this brief guide, we discussed Next to buy. If you have any comments or questions please let us know.
If you need financial advice and you live in the UK then you could contact the Money Advice service over the phone or via chat for impartial advice.
You can also contact the debt charity “Step Change” if you are in debt and need help.