Tenants in Common mortgage (A 5 point guide)
What is a tenant in common mortgage? A tenant in common mortgage is a mortgage which people get when they want to both own a share of the property. When […]
Single parent mortgage (A 3 point guide)
single parent mortgages are very common. You don’t need a co-borrower to be eligible for a mortgage. If you are a single parent with a good mortgage affordability then you […]
Single person mortgage (A 5 point Guide)
Single person mortgages are very common. You don’t need a co-borrower to be eligible for a mortgage. If you are a single person with a good mortgage affordability then you […]
What are the repayments on a 180k mortgage?
What are the repayments on a 180k mortgage? An example of what you could pay on a 180k mortgage could be: £180k over 25 Years at a rate of 5.5 […]
What is an interest-only offset mortgage?
What is an interest-only offset mortgage? Interest-only offset mortgages are just like offset mortgages but rather than capital repayment mortgage the mortgage is an interest-only mortgage. This means you will […]
Sole trader mortgage (A 5 point guide)
Sole trader mortgages Many sole traders may be wondering how to get a sole trader mortgage and if there are any factors that may affect them. Getting a sole trader […]
Getting a loan for a mortgage deposit? (3 tips)
Can I use a loan for my mortgage deposit? Using a mortgage deposit as your loan is very much possible but you should consider how you go about it as […]
Do I need a solicitor to remortgage? (& why)
Is there a need for solicitors when remortgaging? Homeowners always ask if they will need a solicitor to help them with the remortgage process. Whether you need a solicitor or […]
Flat above shop mortgage (3 key tips)
Mortgages for flats above shops People always wonder if the can get a mortgage for a flat above a shop and if there are any barriers to doing so. You […]
What do mortgage underwriters look for on bank statements?
When looking at a bank statement, a mortgage underwriter is trying to figure out what borrowers mortgage affordability could be. Mortgage lenders will usually request at least 3 months worth […]
What happens when my interest-only mortgage ends?
What happens at the end of an interest-only mortgage? At the end of an interest-only mortgage term, you will usually have to repay the capital balance owed on the mortgage […]
Remortgaging a buy to let release equity? (5 tips)
Remortgage a buy to let to release equity Remortgaging a buy to let mortgage to release equity is very much possible and common in the UK. Whether you can remortgage […]
Consumer buy to let (A 3 point guide)
What is a consumer buy to let? A consumer buy to let is when a homeowner becomes an accidental landlord without intending to d so. This could be by getting […]
Can I extend my interest-only mortgage term?
Can I extend my interest-only mortgage term? Yes, you may be able to extend your interest-only mortgage term and this will give you a longer term to save up the […]
A guide to Bridging mortgages & brokers
Using a bridging loan for a mortgage Bridging loans have been known to be a short term flexible finance option when looking to move quickly on a home purchase. They […]