Mortgage valuation report (examples)

In this brief guide, we are going to provide a few examples of a mortgage valuation report.

Mortgage valuation report (example)

Below you can see some examples of  mortgage valuation reports:

FAQs: mortgage valuation report (example)

Below are some of the most frequently asked questions about mortgage valuation reports.

What is a mortgage valuation report?

A mortgage valuation report is a report which is prepared for a mortgage lender by its valuation experts. This can be on desk valuations using computers or in field valuations where a surveyor attends the property and reviews it from its exterior.

In some cases, an interior viewing may be needed before the mortgage lender provides you with a mortgage offer.

Can a mortgage be refused after valuation?

Yes, a mortgage can be refused after a valuation if the value you indicated on your mortgage application was far below or above the property’s true value. A lender may have a loan to value range which is part of its lending criteria and could decline your mortgage after a valuation if it doesn’t fit its lending criteria

In this brief guide, we provided a few examples of a mortgage valuation report.

If you have any questions or comments please let us know.

If you need financial advice and you live in the UK then you could contact the Money Advice service over the phone or via chat for impartial advice.

You can also contact the debt charity “Step Change” if you are in debt and need help.