Car tax is mandatory for vehicle owners in the UK to drive their roadworthy vehicles on public roads. This blog post will explain in detail how early car tax can be paid before the end of the month, the way through which car tax can be paid; as well as the consequences of not paying car tax on time. 

How Soon Can I Tax My Car Before The End Of The Month?

You can tax your car 2 months in advance before your current car tax expires; however, if your car tax expires at the end of the month, you can pay the amount by the 5th day of the month. These payments can either be through cheque, postal order, online or through direct debit.

If you are making an advance payment, you will need the following documents:

  • Your vehicle registration certificate or logbook
  • An application for advance payment along with reasons 
  • Complete V10 form for vehicle tax and V85 form in case of a heavy good vehicle
  • An MOT or goods vehicle testing (GVT) certificate (in case you need one) 
  • A cheque, postal order or banker’s draft with the full amount payable to DVLA Swansea

If you have purchased a brand new car and you are the first owner, dealers usually arrange for payment for your car tax. Most of the time your car tax is included along with the price of your car and any registration fee that is to be levied. 

In the case of a second-hand car, if the dealer does not arrange a logbook transfer to your name, you can do the same by contacting the Driver and Vehicle Licensing Agency (DVLA) on their website. However, it is advisable to purchase a vehicle with an updated logbook to avoid the impression of fraud or the purchase of a stolen car; as well as to maintain regular payments of car tax.

To pay your car tax online from the post office, you will need the following documents;

  • Your V11 letter
  • An MOT test certificate
  • The amount of payment mentioned in the V11 letter

If you have misplaced your V11 letter or your V5C, your car tax can still be renewed through the local post office. At this time, you should also apply for a new Registration Certificate using a V62 application form A for £25.

Will I Get Fined If I Forgot To Tax My Car?

Yes, you will be fined by the Driver and Vehicle Licensing Agency (DVLA) if you forgot to tax your car. 

If your car is not taxed and is found on the road by the authorities, you will be fined £80 for driving an untaxed vehicle. If you pay the fine within 28 days, the amount will be halved and you will only have to pay £40. However, if you do not pay the fine within the stipulated time, the amount can increase to £1,000 and you can be taken to court or your vehicle can be clamped so that it cannot be driven until the fine is paid.  

If you do not intend to run your car on public roads, you are not required to pay your car tax. Instead, you should apply for Statutory Off Road Notification (SORN) through your local post office dealing with car tax.

However, the DVLA has stated that the below-listed vehicles are exempt from vehicle tax:

  • Electric vehicles
  • Historic vehicles
  • Mowing machines
  • Steam vehicles
  • Vehicles used for horticulture, forestry or agriculture
  • Vehicles used by a disabled person
  • Disabled passenger vehicles
  • Mobility scooters and powered wheelchairs

Can I Appeal If I Have Been Fined In Error?

Yes, you can appeal a DVLA fine that was issued for any of the following reasons:

  • Not paying car tax or insurance
  • Not informing the DVLA of the change of ownership of your vehicle

However, in order to make an appeal, your should be able to prove the following with appropriate documentation:

  • Your vehicle is taxed
  • Your vehicle is insured
  • You have informed the DVLA of the change in ownership of your car

One of the most common errors in such cases is when drivers make payments for car tax using the direct debit facility from their bank accounts and end up missing out on a payment due to a shortage of funds at the given time. While they believe that the payment must have been made, it is not so in reality. 

What Is A V11 Reminder For Car Tax?

If you have purchased or registered a car to your name, you will be required to apply for a Vehicle Excise Duty (VED). Otherwise, the DVLA will send you a V11 reminder to do so. The purpose of this reminder is to set up your vehicle tax. You will receive an annual reminder to renew your car tax.

This letter can be taken to the nearest local post office which has car tax facilities and used as a reference to pay your car tax. If a vehicle owner loses their V11 letter, they can use their 11 digit reference number from their logbook known as V5C.

The V11 reminder is divided into three sections. Section 1 shows the name of the person in whose name the vehicle is registered, their address, the registration number of the vehicle as well as the date when the current tax is due to expire. Section 2 states the option for paying the tax, registering the car as SORN (if it is not going to be used) or stating that you are no longer in possession (or ownership) of the car. Section 3 indicates the modes of payment for your car tax. You can choose to make the payment online, through phone or a local post office that is registered to deal with car tax. 

Can I Tax My Car Without Logbook?

Yes, you may be able to pay your car tax without a V5; your car logbook if the vehicle is registered in your name. If you have received a V11 reminder notice which states the vehicle owner’s name and the amount of car tax due for the next tax term, you can use it as proof of identification. If it is a new vehicle you will need a V5C/2 Green slip that is issued to new car owners while the ownership of their vehicle is transferred from the previous owner. However, if the car is not registered in your name, neither can you pay car tax, nor drive it on public roads.

Payments can be made through local post offices registered for car tax. You may use a debit card, credit card or direct debit facility to make your car tax payment(s).

However, in the absence of a V5, your car will be declared as SORN; Statuary Off-Road Notification until the new logbook arrives which can take up to a few weeks’ time. You must apply for a V5 immediately for a fee of £25, in case you have not done so. Not carrying your logbook can lead to a penalty being charged by the Driver and Vehicle Licensing Agency (DVLA).

How Can I Apply For A Log Book?

You can apply for your car’s logbook or V5 online through the DVLA website or through the post. It usually takes 6 weeks for your new logbook to be delivered. 

Payments can be made through local post offices registered for car tax. You may use a debit card, credit card or direct debit facility to make your car tax payment(s).

You must apply for a V5 immediately for a fee of £25, in case you have not done so. Not carrying your logbook can lead to a penalty being charged by the DVLA.

Informing the DVLA of the need for a new logbook is essential for all new car owners or those who have been transferred ownership of the car.

Conclusion:

While the DVLA sends vehicle owners a V11 car tax reminder to pay their car tax in the upcoming fiscal term, some car owners prefer to pay their car tax in advance or may choose to pay by the 5th date of the month to make sure that they clear their payments before the end of the month. If you have misplaced your logbook (V5 certificate), the V11 reminder will serve as proof of identification and vehicle registration. Cra owners who are unable to pay car tax may face a penalty by the DVLA.

FAQs: How Soon Can I Tax My Car Before The End Of The Month?

Can you tax a car before the end of the month?

Yes, you can tax your car before the end of the month by the 5th day. You can make this payment online, through direct debit, postal order, cheque.

How many days grace do you get to tax your car?

There are no grace days anymore to tax your car. Once your car is fined you will have 28 days to pay the amount; which will be halved if you pay before the due date.

Do I need to tax my car as soon as I buy it?

If you have purchased a brand new car, dealers usually arrange for payment for your car tax. Most of the time your car tax is included along with the price of your car and any registration fee that is to be levied. In the case of a second-hand car, if the dealer does not arrange a logbook transfer to your name, you can do the same by contacting the DVLA website. 

What happens if I forget to tax my car?

If your car is not taxed and is found on the road by the authorities, you will be fined £80 for driving an untaxed vehicle. However, if you do not pay the fine within the stipulated time, the amount can increase to £1,000 and you can be taken to court or your vehicle can be clamped so that it cannot be driven until the fine is paid.  

Can you tax a car for a day?

No, it is not possible to tax a car for a day as the DVLA does not permit temporary road tax. Vehicle owners can either pay for 6 months or a year before driving their car.

References:

Apply for vehicle tax in advance – GOV.UK

Car tax bands explained | MoneyHelper

What-happens-if-you-forget-to-tax-your-car

Buy Or Renew Your Vehicle Tax | Identity | Post Office®.

How to Get a Vehicle Log Book

v62-application-for-a-registration-certificate.pdf

Apply for a vehicle registration certificate (form V62) – GOV.UK

Get a vehicle log book (V5C): If you cannot get a logbook online – GOV.UK

Car tax guide | Everything you need to know | The AA

How to tax a car without V5 | Express.co.uk

Tax your vehicle without a V11 reminder – GOV.UK

DVLA-car tax

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John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.

John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.