This contractor mortgage calculator will help you discover if you can afford a mortgage based on your income as a self-employed borrower.

Contractor mortgage calculator

Estimate Property Value
Mortgage Deposit
Mortgage Term
Mortgage Interest Rate
Employee Rate
Rate Type
Hours per week
Weeks per year
Dividend earned
Corporate Tax Rate


If you need financial advice and you live in the UK then you could contact the Money Advice service over the phone or via chat for impartial advice.

You can also contact the debt charity “Step Change” if you are in debt and need help.

John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.