You can use this bridging loan calculator to see what your bridging loan repayments may be and if you will be able to afford a bridging loan.

The results of this sample bridging loan calculator are only for guidance and may not reflect your true mortgage affordability with or any other bridging loan lender.

Bridging loan calculator

Property value
Outstanding Mortgage
Loan Amount Required
2 years
Min 2
Max 40
Interest rate
Lender Agreement Fees
Lender Exit Fees


How this calculator works

For this bridging loan Calculator you will need to input:

The property value

The outstanding mortgage

The loan amount you want

The term you want for your loan

The interest rate you foresee paying for your loan

The lender’s arrangement fee

and the lender’s exit fee

The calculator results here are based on the APR for the amount you entered in the interest column. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.

This bridging loan Calculator is only for guidance and may not truly reflect your mortgage affordability.

If you need financial advice and you live in the UK then you could contact the Money Advice service over the phone or via chat for impartial advice.

You can also contact the debt charity “Step Change” if you are in debt and need help.

John Bate

John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.