Depending on the conditions faced by disabled adults, there are quite a few state benefits that they can claim or can be claimed on their behalf. In addition to this, there is state support extended to family members or carers who take care of such individuals. Through this blog post, we will discuss in detail, the benefits that disabled adults living with parents can claim in the UK. The main benefits will be discussed in detail with regard to their eligibility criteria as well as the scale of benefits that disabled individuals and their careres can claim.

What Are The Benefits That Disabled Adults Living With Parents Can Claim In The UK? 

Disabled adults who live with their parents are able to claim (or their parents can claim on their behalf) the following benefits in the UK:

  • Attendance Allowance (AA)
  • Disability Living Allowance (DLA)
  • Employment and Support Allowance (ESA)
  • Personal Independence Payment (PIP)
  • Statutory Sick Pay (SSP)
  • Universal Credit (UC)

However, there are certain conditions that will apply as claimants apply for each benefit. 

For instance, Attendance Allowance is a tax-free state benefit applicable to those individuals who have surpassed the state pension age and require supervision due to their health condition. It is aimed at providing a monthly allowance to those individuals who need assistance with meeting the extra costs of a disability or the support of a carer due to old age. In order to claim AA, claimants must: 

  • be under State Pension Age 
  • require help with washing themselves, getting dressed, or need to be monitored to remain safe during the day or night
  • be faced with a physical or mental illness, disability, or terminal illness that increases the requirement of being supervised or being taken care of by someone else
  • be in England at the time of making the claim and must have lived in England for at least 2 of the previous 3 years

If the recipient of the Attendance Allowance has a carer looking after them, their carer becomes eligible for Carer’s Allowance. However, the following additional conditions must be met as well: 

  • the person under care is a recipient of Attendance Allowance
  • the carer spends at least 35 hours per week taking care of the recipient
  • the carer’s income after tax is less than £128

Disability Living Allowance and Personal Independence Payment are state benefits that intend to cover the additional costs of disability for claimants. PIP has recently replaced DLA and has two parts;  the daily living component and the mobility component. These are further subdivided into two rates; which are standard and enhanced.

If someone is unable to work due to a health condition or disability (termed as “limited capability for work”), they may also claim Employment and Support Allowance (ESA). You can claim ESA and PIP at the same time; should you qualify to meet the conditions for both the benefits. If a disabled adult is employed and unable to work, they may claim Statutory Sick Pay (SSP) from their employer for a period of 28 weeks.

In certain cases, disabled adults will be able to claim Universal Credit due to their limited capability for work and sometimes their parents can claim this benefit if they are the ones taking care of a disabled adult. In addition to this, someone who is taking care of a disabled person will also be able to claim Carer’s Allowance, especially if the person they take care of is on Attendance Allowance.

Can You Get Disability Benefits For Dyslexia In The UK?

Yes, you can get Disabled Students Allowance (DSA) for Dyslexia in the UK if you fall under any of the following categories:

  • studying a full-time or part-time course that lasts for a minimum of 12 months
  • an undergraduate or postgraduate student (this includes distance learning or Open University)
  • eligible for student finance from Student Finance England

The Disabled Students Allowance (DSA) applies to students who face difficulty in studying due to the following conditions:

  • learning difficulty; this includes dyslexia, dyspraxia, or ADHD
  • mental health conditions including anxiety or depression
  • physical disabilities such as partial sightedness or use of crutches
  • prolonged health conditions, such as cancer, chronic heart disease, or HIV

DLA is currently being replaced with Personal Indepdnacne Payment (PIP). If you are above 16 years of age and below the state pension age, you may be able to claim Personal Independence Payment for a disability such as dyslexia. 

How Much Attendance Allowance Can You Claim?

Attendance Allowance is paid at two separate rates; depending upon the level of care that the recipient requires as per their disability. However, it does not cover mobility needs and aims to cover the extra costs of disability or old age.

Individuals who require help either during the day or night are entitled to £60 per week as Attendance Allowance; while those who require help during the day and night and/or are facing a terminal illness are eligible to receive £89.60 per week. 

There is no compulsion on the recipient to spend this amount on a carer; recipients may use it to meet their everyday needs to remain independent in their home. The claimant does not even need to have a carer to apply for an Attendance Allowance; they must simply provide evidence of the need to be taken care of due to illness/disability or old age. If the claimant has a carer, the carer becomes eligible for a Carer’s Allowance once their dependant’s claim for Attendance Allowance is approved.

What Is Carer’s Allowance?

If an individual is responsible for taking care of someone (at least 35 hours per week) with a disability or old age and is a recipient of Attendance Allowance, they may qualify for the Carer’s Allowance. This includes helping with basic household chores such as cooking or washing, assisting with doctor’s appointments for the person in care, managing their bills, and shopping. 

Additionally, the applicant must also be able to fulfil the below criteria:

  • 16 years or older
  • A resident of England, Scotland, or Wales
  • Lived in England, Scotland, or Wales for a minimum of 2 of the last 3 years or if they have been granted humanitarian protection
  • Not pursuing full-time education
  • Not studying for more than 21 hours a week
  • Earning £128 or less per week 

Who Gets A Disabled Facilities Grant?

To be eligible for a Disabled Facilities Grant, the applicant must fulfil the below conditions:

  • Either the applicant or a member of their household is living with a disability
  • The affected person must either be a house owner or tenant who intends to continue living on the premises for a minimum of five years 

The amount of funding that the applicant will receive in this case will depend on their income and savings, which will be assessed through a means test. On the basis of the results, the council will decide the amount that they may be able to arrange through the grant and the amount that the applicant is expected to pay.

In addition to wetrooms, the Disabled Facilities Grant can also provide for the following:

  • Improvement of garden safety
  • Widening of doors to improve access
  • Construction of an external ramp
  • Improved heating and lighting installations
  • Installation of stair and through floor lifts
  • Kitchen improvements to facilitate food preparation

What Benefits Can Blue Badge Holders Claim?

If you are a Blue Badge holder, you may be able to park in spaces where other drivers may not be able to while staying on main streets. Since the Blue Badge is for you as a person and not limited to your vehicle if you are travelling in a taxi or a hire car, the same benefit will be extended to that vehicle as well.

Blue Badge concessions are given to drivers with certain medical conditions in the UK, enabling them to park closer to their destinations. As a Blue Badge holder, you can ask your local council to allocate you a parking space that is close to home.

If you qualify for a Blue Badge, you may be able to park for free in the following locations:

  • Unlimited parking on streets with parking meters or pay-and-display machines 
  • Unlimited parking (unless a time limit is displayed on a sign) in disabled parking bays on streets
  • Parking for up to three hours on single or double yellow lines (unless there’s a ‘no loading’ sign)

However, you must keep in mind that having a Blue Badge does not allow claimants to park their car anywhere; they just qualify for certain concessions in specific areas. They will still need to follow parking regulations and can get fined for breaking parking rules. Claimants need to be conscious of the fact that being a Blue Badge holder does not exempt them from Road Tax payments.

Can Disabled Drivers Get Road Tax Exemption?

Yes, disabled drivers qualify for a Road Tax exemption. To be eligible, the vehicle must essentially be registered in the name of the disabled person or their designated driver. Additionally, it can only be used for the personal needs of the disabled person and not for those of the designated driver. 

You can apply for a Road Tax exemption at the same time that you apply for Disabled Car Tax at the post office as You will need the same documents along with your application. 

If you don’t qualify for a Road Tax exemption but you receive the standard rate mobility component for Personal Independence Payments (PIP), you may be able to apply for a 50 per cent reduction on your Vehicle Tax.

Conclusion:

The above discussion has been found to highlight that disabled adults who live with their parents in the UK can claim the following state benefits to support them with living costs as well as the additional costs due to their disability:

  • Attendance Allowance (AA)
  • Disability Living Allowance (DLA)
  • Employment and Support Allowance (ESA)
  • Personal Independence Payment (PIP)
  • Statutory Sick Pay (SSP)
  • Universal Credit (UC)

However, parents of such individuals will need to seek advice from the DWP or their local Citizens Advice Bureau to learn about the eligibility criteria for each benefit so that they may apply for them accordingly.

FAQs: What Are The Benefits That Disabled Adults Living With Parents Can Claim In The UK?

What are the benefits of a Disability Living Allowance?

A Disability Living Allowance is a tax-free state benefit that provides financial support to individuals with a disability to meet the additional costs for mobility and care.

How much is the Disability Living Allowance?

Depending on the needs of the disabled individual on whose behalf the benefit is being claimed, you may be able to receive between £24.45 and £156.90 a week as DLA.

What other benefits does PIP entitle you to?

Depending on the level of PIP that a claimant is eligible for, they may also be entitled to receive Housing Benefit, Jobseeker’s Allowance, Income Support, Working Tax Credit, Employment and Support Allowance and Pension Credit.

Can I Get Council House If I Have Disabled Child?

Yes, not only will you qualify for council housing if you have a disabled child but you will be put on priority so that you may receive council housing at the earliest possible. 

How do you prove you are disabled in the UK?

As per the definition stated in section 6 of the Equality Act 2010, an individual can claim to be disabled if they suffer from a physical or mental impairment. Additionally, this impairment should bear a substantial and long term impact on the individual’s ability to perform normal duties on their own.

References:

A Guide to Benefits for Disabled Adults – Working Families

Benefit choices when a disabled young person lives at home and is still in education

Disability benefits and entitlements for children | MoneyHelper

Disabled Students’ Allowance – learn about eligibility

Disability Living Allowance | Tinsley House Clinic | Dyslexia, Dyspraxia, ADD, ADHD, OCD and Benefits for people with learning disabilities 2021/2022 – carehome.co.uk advice

Disability Living Allowance (DLA) for adults: Overview – GOV.UK

Attendance Allowance: What you’ll get

Carer’s Allowance: Eligibility – GOV.UK (www.gov.uk)

Using-your-blue-badge

Check if you can claim ESA – Citizens Advice

Attendance Allowance | Age UK

Attendance Allowance: What you’ll get

https://workingfamilies.org.uk/articles/universal-credit/

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John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.

John has 22 years of experience in financial services. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. John has passed all three levels of the CFA (Chartered Financial Analyst) programme.